Long Term Care

Who's at Risk?

Long term care insurance is not just for the elderly.

  • 40% of people currently receiving long term care are working-age adults 18 to 64 years old.
  • About 70% of individuals over age 65 will require some type of long term care services during their lifetime.
  • By 2020, 12 million people are projected to need long term care.

What is Long Term Care?

Whether it's due to a motorcycle accident or a serious illness, it is the type of care you may need if you couldn't independently perform the basic activities of daily living: bathing, dressing, using the toilet, transferring from location to another, continence and eating, or if you suffered severe cognitive impairment from a condition such as Alzheimer's disease.

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